Americans are using less cash, with roughly 29% of adults making no purchases with physical currency during a typical week, according to the Pew Research Center. That’s up from 24% in 2015. And more Americans are comfortable walking around without cash — 53% try to keep currency on hand, down from 60% in 2015. The shift comes as businesses increasingly go cashless. Critics argue this trend hurts low-income Americans — particularly the unbanked — who use cash much more regularly than wealthier households, according to Pew. •